Every split, entered like it matters

Snap the bill. Split it fair. Settle every entry.

Every rupee your group owes gets its own line — who, how much, and whether it's settled. Pay it off straight on UPI, and watch the entry close itself.

Free to start · No card required
7 languages English · తెలుగు · हिंदी · தமிழ் · मराठी · ಕನ್ನಡ · বাংলা
No phone number needed No tracking We never sell your data Your data is always safe
PASSBOOKGOA TRIP
Dinner — 3 way split
28 Jul 2026 · ₹2,460 total
DATEPARTICULARSDEBITCREDIT
28 JulYou (paid)₹820
28 JulPriya₹820
28 JulArjun₹820 SETTLED
Balance ₹0.00 due
How it works

Four entries, then it's closed

From a photo in your camera roll to a zero balance — the whole flow lives in the app.

01

Snap

Photograph the receipt. AI reads merchant, items, tax and total — long bills auto-stitch across multiple shots.

02

Split

Split equally or item-by-item, and assign it to anyone in your group — everyone's a real registered user, no ghost entries.

03

Track

Each bill moves through Pending → Partially Settled → Settled as people self-confirm what they've paid, in cash or online.

04

Settle

Settle peer-to-peer over UPI deep links — free and direct, straight from whichever UPI app you already use.

What's inside

Everything on the ledger

Not just a calculator — the full set of what makes splitting with the same people, bill after bill, painless.

A · SCAN & ENTRY
Getting the bill in
  • AI receipt scanning

    Merchant, items, tax and total pulled from a photo — messy, real-world receipts included.

  • Long Bill stitching

    Receipts too long for one shot auto-stitch across multiple photos into a single bill.

  • Unlimited manual entry

    Add a bill by hand any time — never scan-limited, on Free or Pro.

B · SPLIT & ASSIGN
Dividing it up
  • Equal or item-wise split

    Split the total evenly, or assign specific items to specific people.

  • Real registered participants

    Every splitter is a verified user in the app — no anonymous placeholders.

  • Groups & My Circles

    Save the people you split with often and reuse them bill after bill.

  • Add by QR or code

    Bring someone into a bill by scanning their QR, entering their code, or their email.

C · TRACK & SETTLE
Closing the entry
  • Three-state settlement

    Pending → Partially Settled → Settled, visible per participant, not just per bill.

  • Self-confirmed payments

    Debtors mark their own cash or online payment — no chasing required.

  • UPI settlement

    Pay directly over UPI deep links in GPay, PhonePe or Paytm — no gateway fee.

  • Payment reminders

    Configurable lead time and overdue follow-ups.5/mo · Unlimited Pro

  • Bill history

    Every past bill, filterable by owed, to-get, or settled, in one list.

D · SNAP AI CHAT
Ask your bills
  • Deterministic fast answers

    Fact questions run through rule-based lookups over real bill data — always numerically correct.

  • Advisory reasoning

    Open-ended budgeting and spending-habit questions, cross-checked before shown.Pro

  • 7 Indian languages

    English, Telugu, Hindi, Tamil, Marathi, Kannada and Bengali — chat included.

E · INSIGHTS
Where it went
  • Spending overview

    A basic monthly summary of what you've split and paid, free for everyone.

  • Insights Pro

    24 stat cards and 10 charts — trends, category breakdowns, comparisons.Pro

Full breakdown lives inside the app.

F · PRIVACY & CONTROL
Staying in charge
  • Biometric + PIN lock

    Fingerprint or face unlock, plus a 5-digit app PIN as backup.

  • Masked amounts

    Hide rupee figures on-screen with a single toggle, useful in public.

  • Export or delete anytime

    Full control of your data from Settings — no support ticket needed.

  • OTP-verified accounts

    Every account starts with a verified email before it can split a rupee.

G · NOTIFICATIONS
Staying informed, on your terms
Push notifications

Payment alerts and group activity — on by default, free for everyone.

Quiet hours

Mute alerts on your own schedule, including a weekend-only toggle.

Deeper customization

Fine-tune categories and get a weekly spend digest.Pro

SNAP AI తెలుగు ↔ ENGLISH
Ask, don't dig

A chat assistant that actually knows your bills

Ask in any of 7 languages — who owes what, what's pending, where your money's going.

  • 01

    Grounded in real numbers

    Fact-based questions run through deterministic rules over your actual bill data — always numerically correct, no AI guesswork.

  • 02

    Advisory reasoning on Pro

    Open-ended questions — budgeting, spending habits, savings ideas — get deeper AI reasoning, cross-checked before it's shown.

  • 03

    Multilingual by default

    Ask in Telugu, Hindi, Tamil, Marathi, Kannada or Bengali and get an answer that understands what you meant.

Pricing

Split for free. Pay only for more room.

Core splitting, tracking and UPI settlement are free for everyone — always.

FREE
₹0/month
Everything you need for a small circle
  • 1 AI receipt scan / month
  • Unlimited manual bill entry
  • Up to 2 groups, 5 members each
  • 20 Snap AI chat questions / month
  • 5 payment reminders / month
  • Free UPI settlement, no limit
Get started free
From the same team

Splitting isn't the same as tracking. Meet ShopSense.

Same receipt-first approach, built for your own everyday spending instead of group bills — with AI chat and full spending insights, free.

SHOPSENSE · BY CORTEXATECH

Know what you actually buy

Scan your own receipts, ask your purchase history questions, and see where every rupee went — no group required.

Privacy

Your bills, your circle — no one else's business

A short, plain-language summary. A full privacy policy ships inside the app.

What we collect

Receipts you scan or enter, group and split details, and basic account info. Nothing beyond what a bill and a settlement actually require.

Who sees it

Only the people you split a bill with see that bill — never your full history, and never sold or shared with advertisers.

Where it's processed

Receipt text is extracted using AI, processed only to pull out merchant, items and totals. Chat runs through fast, rule-based lookups first, with AI used only for open-ended questions.

Your control

Export or permanently delete your data any time from Settings. Deleting your account removes your bill history from our servers.